LifeCare Pre-need Program

Ruffin and Jarrett LifeCare Pre-need Plan allows you to have control, your wishes will be followed so your low ones won’t have to guess what type of funeral you would want.

With LifeCare Pre-need Plan allows you to plan and pay for your funeral services in advance. You can personalize your funeral and make the ceremony of the celebration of your life to reflect what you want to reflect.

LifeCare Pre-need Plan eliminates emotional overspending from grief or guilt. Preplanning will give you the peace of mind that your family won’t have to make major decisions at the time of loss

LifeCare Pre-need Plan is not an insurance policy. All money that you pay goes directly to the payment for your funeral. All money that you pay into your LifeCare Pre-need is placed in a trust account in your name. You only pay for the services and goods you decide you want for your funeral expenses.

With LifeCare you do not have to pay the full amount of your funeral cost at one time. You you may either pay a lump sum or you can make monthly payments. Is your choice. You choose the plan and payments that meet your financial budget.

LifeCare preplanning is something you can do now, it’s easy, it’s affordable. Of all the things you can do for your family, preplanning and funding your funeral may be the most considerate and caring gift you can provide for them.

What happens to my money when I make a payment?

Your payments are placed in a trust account in your name. The account is monitored by the Arkansas insurance Department. The funds are only withdrawal to pay for your funeral expenses.

What if the price of funerals goes up?

With LifeCare, even if the prices go up in the future, you are guaranteed that the price of the goods and services you selected will not increase.

Can I be turned down for a LifeCare Pre-need Plan because of my age or health?

No. Your age or health does not affect the cost of your life care plan, and you will not be rejected because of your health or your rage. The cost of your LifeCare is based on the goods and services you select not on your age or health. Life care is not an insurance policy.

Why is LifeCare Pre-need Plan the right choice for me or my family?

  • By making your decision in advance you bring peace of mind to yourself and your loved ones.
  • Your family is relieved of making difficult decisions at the time of your death.
  • You arrange the type of funeral service you desire for your self or your loved ones.
  • When you purchase a lifecare plan the cost of your services and products will not change.
  • LifeCare offers you the opportunity to make the decision for your family and yourself before there is a need.

What if I have not paid the full amount of my LifeCare plan at the time of my death?

The amount that you have paid towards your LifeCare plan will be applied to your funeral and your family would pay the balance at the time the services are provided. You receive a full credit for the amount of money you have paid into the plan.