PreNeed Services

LifeCare Pre-need Program

Ruffin and Jarrett’s LifeCare Pre-need Plan allows you to control your funeral services. With a PreNeed Plan you can rest assured that your wishes will be followed so your love ones won’t have to guess as to what type of services you would want.

LifeCare allows you to plan and pay for your funeral services in advance. You will personalize your funeral and direct the ceremony of the celebration of your life as you prefer.

LifeCare eliminates emotional overspending from grief or guilt. Preplanning will give you the peace of mind that your family won’t have to make major decisions at the time of your death.

LifeCare is not an insurance policy. All money that you pay goes directly to the payment for your selected services. All money that you pay into your LifeCare Pre-need is placed in a federally chartered bank in a trust account in your name.

With Lifecare you do not have to pay the full amount of your funeral cost at one time. You may either pay a lump sum or you can make monthly payments. It Is your choice. You choose the plan and payments that meet your budget.

Lifecare preplanning is something you can do now, it’s easy, it’s affordable and it can give the peace of mind that your final expenses have been taken care of. Preplanning and funding your funeral may be the most considerate and caring gift you can provide for your family.


What happens to my money when I make a payment?

Your payments are placed in a trust account in your name in a Federally Chartered Bank. The account is monitored by the State of Arkansas Insurance Department. The funds are only withdrawn to pay for your final expenses.

What if the price of funerals goes up?

With Lifecare, even if the prices go up in the future, you are guaranteed that the price of the goods and services you selected will not increase as long as your contract is valid.

Can I be turned down for a Lifecare Pre-need Plan because of my age or health?

No. Your age or health does not affect the cost of your life care plan, and you will not be rejected because of your health or your rage. The cost of your LifeCare is based on the goods and services you select not on your age or health. Life care is not an insurance policy.

Why is LifeCare Preneed Plan the right choice for me or my family?

  • By making your decision in advance, you bring peace of mind to yourself and your loved ones.
  • Your family is relieved of making difficult decisions at the time of your death.
  • You arrange the type of funeral service you desire for your self or your loved ones.
  • When you purchase a LifeCare plan the cost of your services and products will not change.
  • LifeCare offers you the opportunity to make the decision for your family and yourself before there is a need.

What if I have not paid the full amount of my life care plan at the time of my death?

The amount that you have paid towards your LifeCare plan will be applied to your funeral and the unpaid balance would have to be paid at the time the services are provided. You receive a full credit for the amount of money you have paid into the plan.